Owed

The guide

Short answers for the things people ask about most. Nothing here needs a setting you can't already see in the app.

The payslip compare

Owed counts what your shifts add up to. Your payslip says what you were paid. The compare puts the two side by side, to the cent.
When a pay period ends, open the Pay tab and type in the total from your payslip. Owed already knows what your logged shifts came to for that period, so the two numbers sit together: match, under, or over.

A mismatch isn't a verdict on anyone. It usually means a shift wasn't logged, a rate changed, or the payslip covers different dates than you expected. Owed never decides who's right, it just shows you both numbers so you can ask the question with the figures in hand.

Your figures never leave your phone. Nothing is sent anywhere when you compare.

A different rate for different days

If Saturday pays more than Tuesday, tell the job once, every shift prices itself from then on.
Open your job (Jobs tab), and under Rate by day choose how your pay varies. Wk / wknd covers the common case with two rates. Per day gives every weekday its own rate, the full seven, for rosters where no two days pay alike.

Blank days pay the base rate, so you only fill in the days that differ.

Overnight shifts split at midnight. The hours before midnight price at that day's rate, the hours after at the next day's. You'll see the split on the shift's own row.

The payday reminder

Owed can nudge you the morning after a pay period closes, so the compare is waiting when your payslip lands.
Turn it on in Settings. It's one quiet notification at 9am the day after each period ends, deep-linking straight to the Pay tab.

Nothing leaves your phone. The reminder is scheduled on the device itself, no server, no account, no push service. If you stop opening Owed, the reminders stop on their own rather than nagging; opting out cancels everything immediately.

Lock Owed behind Face ID

Your phone can already do this, no Owed setting needed.
Long-press the Owed icon on your home screen and choose Require Face ID. From then on, opening Owed asks for Face ID first, and iOS can also hide what's inside from search and notifications.

It's an iPhone feature (iOS 18 and later), so it works the same way for every app you choose to lock, and it's stronger than anything an app could build for itself, because the phone enforces it before the app even opens.

Why Owed doesn't ship its own lock: your figures never leave your device and your own iCloud, and the phone's lock covers the doorway better than a second one inside it would.


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